Award-winning UK property insurance broker

Property insurance you can trust.

Thatch, flood, subsidence, unoccupied, listed. If it has a roof, land or a story, we can insure it.

The Home Insurer is a specialist UK broker. When other brokers say no, or the comparison sites can't cope, we talk to you, understand what's needed, and place the right cover at the best price.

Get a quote → Call 01832 735388

Speak to a real person, same person every time, Mon to Fri, 9am to 5.30pm. No phone menus, and 90% of calls answered within 25 seconds.

FeefoFeefo
0.0/5
Verified customer score
GoogleGoogle
★★★★★
Independent Google reviews
Verified reviews
0+
Reviews from our clients
Trusted service
0 yrs
Consecutive Feefo awards

What we insure

Property and land liability insurance is all we do, and we are very good at it.

Thatched cottage

Thatched Home Insurance

Save money on thatch cover from the UK's leading thatch specialist. Some of our underwriters include Hadron, Aviva and Quintus.

UK's №1 thatch brokerGet a quote →
Flooded street

Flood Insurance

Prior flooding, flood-risk areas and landlords. Flood Re & FloodFlash insurance provider.

Flood Re partnerGet a quote →
Open land

Land Insurance

Public liability for any acreage and any type of land, placed through Lloyd's of London.

from £71 / yearGet a quote →
Unoccupied home

Unoccupied Insurance

Full cover as standard, with a pro-rata-to-the-day rebate when you cancel.

Pro-rata rebateGet a quote →
Subsidence cracking

Subsidence Insurance

Prior subsidence, landslip or heave? As long as it's been fixed, we can cover it.

Prior claims acceptedGet a quote →
Let property

Landlord Insurance

Single, multi-property, sublet or holiday-home landlord cover at some of the UK's lowest prices.

Portfolios welcomeGet a quote →
Listed building

Listed Building Insurance

Unbeatable rates for any age and construction of home, including Grade I, II* and II.

Any grade listedGet a quote →
Block of flats

Block of Flats Insurance

Any size block, any mixture of tenancy, lease or occupancy accepted.

Any size blockGet a quote →
Home renovation

Renovation Insurance

Cover for any home improvement, including renovation insurance with works included.

Works includedGet a quote →
Who stands behind your policy

Backed by the UK's most trusted insurers.

We place cover with household names and specialist underwriters, including Lloyd's of London markets.

Aviva
AXA
Legal & General / Fairmead
RSA
Ageas
AXIS Capital
HCC Tokio Marine
Channel 2015
ERGO
HSB Engineering
Accredited Insurance Europe

Thirty-eight underwriting partners, one promise: the right policy at the lowest premium for the cover you need. Hover to pause.

Independently judged, every year

Eight straight years of Feefo Trusted Service.

Awards you can't buy, only earn, one verified customer review at a time.

Feefo Platinum Trusted Service Award Feefo Gold Trusted Service Award British Insurance Brokers' Association member

Feefo's Platinum award recognises businesses that hold the Gold standard, a 4.5+ rating from verified customers, for three consecutive years or more. Read every review, unedited, on our Feefo page.

Read them on Google
Service recordFeefo Trusted Service
2025Platinum Trusted Service AwardPlatinum
2024Platinum Trusted Service AwardPlatinum
2023Platinum Trusted Service AwardPlatinum
2022Platinum Trusted Service AwardPlatinum
2021Platinum Trusted Service AwardPlatinum
2020Platinum Trusted Service AwardPlatinum
2019Gold Trusted Service AwardGold
2018Gold Trusted Service AwardGold
Why The Home Insurer is different

A broker that answers the phone.

Same person, every call

Call back and speak to the same friendly professional time and time again. No call centres, no phone menus, no long waits. Our UK office is open Monday to Friday, 9am to 5.30pm.

Specialists in the insurance you need.

We only do property and land liability insurance. We won't try to sell you car, life or pet cover, and no, there's no cuddly toy. Just the right policy at the best price.

Prices that beat the big names

Access to some of the lowest-cost policies available, including Lloyd's of London markets. We can often beat the price-comparison websites, especially on hard-to-place risks.

How it works

Advised cover, in three steps.

We are an advised broker, so you get a recommendation, not just a price.

Talk to us

Call 01832 735388 or request a call back. We take the time to understand your property, its history and exactly what you need covered.

We search the market

We assess your needs and recommend cover based on a fair analysis of the markets available to us, quoted on the lowest premium for the cover you need.

Depend on us.

Mid-term changes, claims support and renewals: you deal with the same team throughout the life of your policy. That's what the awards are for.

Buy with confidence

Authorised, regulated, and accountable.

The Home Insurer is a trading style of Property Expert Limited, authorised and regulated by the Financial Conduct Authority under firm reference number 615253, and a member of the British Insurance Brokers' Association.

Under the FCA's Consumer Duty we are committed to fair-value policies you can depend upon when you need them, and to good outcomes for every customer.

We place cover through a panel that includes Lloyd's of London markets, and we tell you which insurer we have recommended and why before you buy.

Get a quote

If you can't get insured anywhere else,
you've come to the right place.

One conversation is usually all it takes. Call us, or fill in a form and we'll call you.

Get a quote → Request a call back →
01832 735388 Mon to Fri, 9am to 5.30pm, from our UK office